Running a business in Nigeria is no small feat. From dealing with unpredictable markets to managing staff, inventory, and customers, every day is a balancing act. But one incident, fire, theft, or even a lawsuit, can undo years of effort. That is why smart business owners choose to protect their businesses with insurance.
Here are four essential insurance policies from Heirs Insurance Group that every Nigerian business owner should consider, and how to get started.
If you own a retail store, salon, pharmacy, bakery, or small business outlet, this plan is for you. Heirs Shop Insurance covers losses from fire, theft, vandalism, and even civil unrest. It also includes medical expenses if an employee is injured on the job. This plan helps you recover quickly if anything unexpected happens. There is no need to start from scratch. These insurance category offers two flexible plan options: the Business Protect plan, which is ideal for smaller businesses and starts at just ₦7,350 per year, and the Business Protect Plus plan, which offers higher coverage, up to ₦25 million, for larger business outlets.
This plan is built for professionals, consultants, lawyers, engineers, accountants, architects, and tech firms who offer advice or services to clients. Professional Indemnity Insurance covers the cost of compensation and legal fees if you are liable for an error or omission that leads to losses or damages to your client.
It keeps your reputation and finances intact, even when things go wrong.
Affordable rates available on request, tailored to your profession and coverage needs.
Do you have an office, warehouse, or business premises filled with equipment, stock, or furniture? A single fire or break-in could wipe out your entire operation.
Heirs Fire and Burglary Insurance protects your property and contents against fire outbreaks, burglary, theft, and riot-related damage. It is a must-have for business owners who cannot afford to lose their physical assets.
Premiums depend on the value of your property, but plans are designed to be flexible and affordable.
For your delivery van, service car, or business fleet.
If your business relies on transportation, whether for deliveries, client visits, or logistics, then you need more than just third-party coverage.
Heirs Comprehensive Motor Insurance gives full protection against accidents, fire, flood, theft, and third-party liabilities. You also get towing services, claims in 48 hours, and 24/7 support.
Coverage starts from as low as 5% of the car value.
How to Get Started
Getting insured with Heirs Insurance Group is simple, fast, and digital:
- Visit heirsinsurancegroup.com/smes-corporates
- Pick the insurance product that fits your business
- Get a quote instantly online
- Pay online, on MySimple app, or via USSD (*1100#)
- You are covered. It is that easy.
Business is already full of uncertainty. Insurance gives you peace of mind and the freedom to grow, knowing that your hustle is protected.
